The UAE's banks are all modern, customer friendly and well-regulated institutions – and offer you a lifeline for managing your finances, paying bills and borrowing money.
It can be expensive to initially set up here in the UAE and you may need sizeable loans/finance to purchase a car or cover rent.
In general, personal bank loans/finances are readily available and are most commonly paid off in monthly instalments/payments. It is a common requirement that you have received six salary payments into your account before you are granted/offered a loan/finance. The loan/finance amount and payment term may vary but as a general rule the loan/finance will not exceed 20 times your salary and will be paid over a maximum of 60 months.
To us at ADCB, it’s more than a loan/finance. It’s an investment in your ambition.
Our loans/finances offer you the support you need to get where you’re going. And in the spirit of partnership, we offer competitive pricing, keep the application process quick and hassle-free and give touchpoints. Then we make the experience even more rewarding by giving you a free credit card loaded with benefits. We offer the following finance solutions to our customers.
Find out more about ADCB at www.adcb.com.
Mortgage Services We’re your partner when you decide to purchase a home. Get up to 80% of the mortgage value* if you are a UAE National and 75% in case of Expatriates and repay in up to 25 years.
Car Loan Choose whatever make or model you like, and we’ll give you up to 80% of its value*. Enjoy competitive rates on new cars as well as pre-owned vehicles.
Personal Loan When you’ve got your heart set on something special, we’re here to help you with easy access to cash at very attractive rates.
Smart Loan When you need cash in a hurry, we can help – without the hassle of salary transfers or collateral guarantees – and you can repay in up to 48 months.
*Terms and conditions apply
Home Finance Services
We’re your partner when you decide to purchase a home. Get up to 80% of the property value* if you are a UAE National and 75% in case of Expatriates and repay in up to 25 years.
Car Finance
Choose whatever make or model you like, and we’ll give you up to 80% of its value*. Enjoy competitive rates on new cars as well as pre-owned vehicles.
Personal Finance
When you’ve got your heart set on something special, we’re here to help you with easy access to cash at very attractive rates.
Smart Finance
When you need cash in a hurry, we can help – without the hassle of salary transfers or collateral guarantees – and you can repay in up to 48 months.
*Terms and conditions apply