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The UAE's banks are all modern, customer friendly and well-regulated institutions – and offer you a lifeline for managing your finances, paying bills and borrowing money.

ADCB ways to bank

Time is precious. The less you spend on banking, the more you have for pursuing your dreams and ambitions.

At ADCB, we let you choose when and how you want to bank. Early in the morning, or late at night, on the move, or on the phone – you’re in control. We offer so many different ways to bank with us, that you don’t even have to think about it. Just reach out and we’re there.


uBank is a new digital banking centre by ADCB that truly transforms the way you bank. You can instantly open an account, get a new credit card, replace your lost debit or credit card and print cheque leaves.

uBank centre is located at Yas Mall and Al Wahda Mall, Abu Dhabi. We are open seven days a week, Saturday to Thursday from 10 a.m. to 10 p.m. and Friday from 3 p.m. to 10 p.m. To learn more about uBank, click here.

Internet Banking

Access our award-winning Internet banking platform from anywhere around the world. It allows you to securely interact with your finances, make local and international transfers, and pay bills like Etisalat, du, ADDC, AADC, DEWA, SEWA, Salik and even School & College fee payments. You can also apply for various ADCB products and services. To register, visit adcb.com for Conventional Banking and adcbislamic.com for Islamic Banking and click ‘Register’ on the right-hand-side menu under ‘Personal Internet Banking’.

Mobile App

The ADCB Mobile App offers you the most convenient yet secure access to your ADCB account – anytime, anywhere. Use your smart phone or tablet to transfer money, pay bills, make donations, and even locate the nearest ADCB branch or ATM. Our award-winning app is free to download and use. Search for ‘ADCB’ on the iOS, Android or Blackberry app stores. Install the app, and then follow the instructions for the one-time activation and password setup. Visit adcb.com/mobile for more information.

SMS Banking

Another simple way of staying in touch with your accounts is via our SMS Banking facility. Just send short SMS codes to make balance enquiries, view recent transactions and pay bills. Even better, you can receive SMS alerts for when your accounts are credited or debited – for example, when your credit card is used, or your salary is transferred. To register, send ‘REG’ followed by your account or credit card number to 2626. You can also register online on ADCB Personal Internet Banking. Visit adcb.com/mobile for more information.

Automated Phone Banking (IVR)

Our interactive voice response (IVR) system is another great way to bank with us. Just call our IVR number (at any time, from anywhere) to access a variety of automated services. You can listen to balance enquiries, pay bills, make transfers, review recent transactions, and even request statements by fax. Call 800 2030 (toll-free from within the UAE), or +9712 6210090 (from outside the UAE) for registration. For Islamic banking please call 800 5626 (toll-free from within the UAE), or +9712 6210090 from outside the UAE for registration.

Contact Centre

You can call our Contact Centre from anywhere in the world, 24 hours a day. Be it information about your accounts, transferring funds, making service requests, or enquiring about product information – our Phone Banking Officers are always there to assist you. Call 800 2030, 800 2004 for Excellency, (toll-free from within the UAE), or +9712 6210090 (from outside the UAE). For Islamic banking please call 800 5626 (toll-free from within the UAE), or +9712 6210090 from outside the UAE for registration.


With one of the largest branch networks in the UAE, you’re never far from a friendly face and expert assistance – and our comprehensive range of products and services. Some of our branches are open from 10AM to 10PM, others serve you from 8AM to 8PM, and several operate from 8AM to 3PM. Visit adcb.com to find your nearest branch.


Our website gives you all the information you need about our latest offers, products and services, rates and fees, terms and conditions, FAQs and lots more. You can also download application forms, or apply online for many of our products. Visit adcb.com to learn more about our conventional banking and adcbislamic.com for our Islamic banking.


With over 300 ATMs across the UAE, we’re always close to you. What’s more, nearly 70 of our ATMs accept cash deposits, and over 30 of them accept cheques. Our ATMs also allow you to print mini statements, make service requests, and conduct a range of transactions. Visit adcb.com to find your nearest ATM.


For more information on ADCB, visit www.adcb.com.